We believe in providing savings solutions that meet unique needs. And we still believe every business deserves dedicated experts to help make sense of it all. So, if you’re looking for help to grow your money we’re here to listen and make sure you have the financial services to help your business. 

 

Small Business Savings

If your business is looking to earn a higher rate of return on your savings, then this may be the solution for you. Open an account with $100 and there’s no monthly service charge if you maintain a minimum daily balance of $300, or maintain an average daily balance of $600, or make deposits and transfers totaling $150 each month.1,2

 

Small Business Money Market

The perfect solution for extra operating cash to earn interest while maintaining liquidity. Open an account with $100 and there’s no monthly service charge if you maintain a minimum daily balance of $2,500 or maintain an average daily balance of $5,000.1,3

 

Business Money Market

If your business is looking to earn a tiered interest rate, with the ability to access your funds with a Visa Business Debit Card, then this may be the solution for you. Open an account with $1,000 and there’s no monthly service charge if you maintain a minimum daily balance of $5,000 or maintain an average daily balance of $10,000.1,3

 

Health Savings Accounts

If you have a High-Deductible Health Plan (HDHP), a Health Savings Account (HSA) is a useful way for your employees to save for medical expenses and reduce taxable income. Saving through an HSA is an efficient way to establish peace of mind for their medical future and provides a convenient way to pay qualified medical expenses through a Visa debit card or check. 

1Federal law requires that you can make no more than six (6) pre-authorized debits or checks per calendar month from your savings or money market account. Please refer to the Electronic Funds Transfer Agreement and Disclosure at hillcrestbank.com/disclosures for a definition of pre-authorized debits. 2A transaction fee will not be imposed for the first three (3) debits each month. Additional debits are $1.00 each and the fee will be added to the monthly service charge calculation displayed on your periodic statement. 3You will be charged $15 for each pre-authorized debit or check that exceeds the six (6) limit each calendar month. ATM withdrawals and withdrawals made in person at any banking center location do not count towards this limitation.